Bankruptcy Attorneys To File Bankruptcy

Before you start looking for an attorney to file for your bankruptcy San Diego, you should research well. Meet with lawyers, get your questions answered, observe his quality of service and also evaluate his fees.

Do you need a lawyer?

First find out if you really require a lawyer to file for bankruptcy. In fact, you can also file it yourself by filling out the form. However, there are some factors that you need to consider before opting to do it yourself. Some of the factors are:

  • Are you filing Chapter 7 or Chapter 13 bankruptcy?
  • If it is Chapter 7 that you are filing, is it complicated or simple?
  • Do you think you will be able to research the law, learn the process and handle the large paperwork by yourself?

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If you think you will be able to handle these factors, you can file for bankruptcy yourself. However, it is highly advisable to hire a lawyer.

Choosing the Lawyer:

The best way to choosing the right lawyer would to be actually meet with them and discuss your issue. You can check if they are experienced and have sufficient knowledge about the local laws, rules and regulations. You can also find out about the fees that will be incurred and if you are comfortable with him or her as your lawyer.

Fees:

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The fee that is charged by the bankruptcy lawyers vary from one region to the other. It is generally less for Chapter 7 bankruptcy and is almost twice of that for Chapter 13 bankruptcy. However, there are many fee guidelines and local rules for the fee amount in some courts. Generally, all attorneys tend to charge within these limits. Once you have selected the attorney with whom you are comfortable, you will have to sign a retainer agreement which is a contract between you and attorney stating the fees and the services that are provided by the attorney.

If things don’t work out between you and your lawyer, you can also ask for refund of the fees that you have paid. However, this refund depends heavily on the work done by the lawyer up until then. However, refunding is a long process and it is best that you take extra caution in choosing the lawyer with whom you will be able to communicate your issues rather than hastily selecting one and regretting the decision later on.

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